When property owners report an insurance claim caused by a natural disaster, they expect some fair compensation that leads to storm damage, roofing issues, or structural concerns. Yet, many requested claims have been underpaid or rejected because of insufficient evidence, poor documentation, incorrect assessments, or disputes over the extent of damage. This is where an attorney steps in as an advocate for the policyholders to assist them on their claim/case. The homeowner and the attorney are looking for a righteous outcome!
RSH Engineering has several years of experience in forensic evaluation, building codes, storm damage repairs, design and reconstruction consulting experts that assists an attorney with solid and defensible engineering reports to strengthen the case. Using advanced technology to examine storm damage, roofing failures, and structural issues, RSH Engineering provides clear evidence to its clients for fair and righteous results.
The Challenges Attorneys Face in Insurance Claims
Attorneys might face specific challenges while claiming insurance, and these could be:
● Claim Delays, Denials & Underpayments
The lack of technical proof and the result are policyholders may delay the claim process, receive fewer claim payouts, and could be denied the full claim amount. Once such example is when a repair is impacted by the latest building codes and the additional repair/replacement amount is overlooked.
● Lack of Clear Documentation
Systematic insurance estimates/reports often leave out costly structural issues or hidden damages, making it hard to challenge a denial.
● Tight Litigation Timelines
Legal teams need to be fast, relying on comprehensive and accurate engineering reports to understand the impact of the damages and to make the cases strong to settle or to move forward to the next step of the legal process.
● Understanding Technical Assessments
Identifying roofing and structural damage reports could be complex. Without scheduling engineering experts, it could be challenging to interpret findings in a way that turns insurers/adjusters or judges’ minds.
Well! Attorneys need a dependent partner to fill the gap between legal arguments and technical evidence. Engineering reports follow scientific methods and principles to provide clarity, impact, and direction for the next steps for the attorneys regarding the claim.
How Does RSH Engineering Support Attorneys?
RSH Engineering provides attorneys with the following:
1. Objective, Third-Party Independent Assessments
Unlike insurance adjusters, RSH Engineering schedules independent, unbiased evaluations of storm, hail, wind, tornado, hurricanes, flood, automobile impact and structural damages. These assessments allow attorneys to have scientifically accurate evidence that withstands scrutiny.
2. Detailed Reports That Hold Up in Court
RSH Engineering’s systematic reports go beyond surface-level observations. They include:
- High-resolution images with annotations
- Use of moisture meters, latest AI technology, and infrared scans detecting hidden water damage to the structure.
- Accurate analysis and measurements marking hail/wind impact size and severity.
- Latest building code impacts for the mitigation and repairs.
- Structural integrity analysis backed by engineering experts.
Arranging reports like this provides attorneys with indisputable proof, thus making it convenient to argue for fair compensation with confidence.
3. Using Advanced Methods: Drones, Moisture Meters, Latest AI technology & Infrared Imaging (Professional Magnifying Cameras)
RSH Engineering uses innovative technology to examine hidden damages that insurance adjusters might overlook. Drone inspections are designed for high-resolution aerial imagery, while infrared scanning finds hidden moisture or heat loss, proving the full extent of the damage. The use of AI technology and high-definition magnifying cameras at the site provides detailed analysis to help expedite the process by not having to send samples to the lab and waiting for weeks to obtain the results that we can get right at the site!
For example, the image below shows a magnified view of hail damage on a shingle taken on the roof at the loss site. These circled areas mark granule loss and cracking, representing a clear sign that could lead to leaks. Such detailed evidence strengthens insurance claims:
Similarly, this image shows the same hail impacted area with accurate marking.
4. Expert Witness Testimony
When cases escalate to court, attorneys need help from engineering experts who can explain every finding clearly and confidently. Here, RSH Engineering assigns expert witnesses who testify based on years of forensic experience that present judges and juries to understand the full extent of property damage.
Why Accuracy & Experience Matter in Insurance Claims?
Insurance companies prepare challenging reports to which the customer/attorneys have to re-butt their findings and estimates. RSH Engineering does this, they stand out because:
- 25+ years of engineering experience
- Licensed and trained engineers for insurance claim assessments
- Using advanced tools like drones, magnifying cameras, moisture meters, and infrared imaging cameras and videos.
- Clear comprehensive reports with building code impacts on repairs to hold up in court.
This level of expertise allows attorneys to receive professional documentation that insurance companies couldn’t easily dispute.
Types of Insurance Claims RSH Engineering Supports
RSH Engineering provides assessments for various claim types, which include:
- Storm, Hail, Wind, Tornado, Hurricane, Flood and Automobile Damage: Examining impacted areas, roof damage, building envelope and property, framing, and structural damages.
- Structural Issues: Figuring out cracks, foundation shifts, and load-bearing failures.
- Water Intrusion & Mold: Detecting moisture damage using infrared scanning.
- Roofing & Foundation Damage: Assessing compromised roofing materials and foundation settlements.
- Automobile Accidents: Assess structural damage and building code impact on reconstruction.
RSH Engineering assists attorneys with the most substantial possible technical support/reports/consulting regardless of the case type.
What to Expect When Partnering with RSH Engineering?
Attorneys working with RSH Engineering provide benefits by using the following process:
● Initial Consultation
Attorneys first discuss the case in detail and ask for a sample report.
● On-Site Inspection
Engineers schedule a thorough examination on-site, using advanced technological tools.
● Detailed Report Delivery
Attorneys are provided with a structured damage report that contains annotated images, infrared scans, and engineering conclusions.
● Expert Testimony (if needed)
Engineers are available to perform tests in dispositions or trials.
Throughout the process, RSH Engineering maintains clear communication and transparent pricing.
Conclusion
Strong technical evidence and expertise is the way to success for attorneys handling insurance claims/disputes. RSH Engineering’s objective assessments, advanced inspection methods, comprehensive documentation and expert witness services provide the foundation to challenge claim denials and underpayments.
With 25+ years of experience in storm, hail, wind, and structural damage assessments, RSH Engineering is a reliable partner for attorneys engaged in this space.
Need an expert engineering report for your insurance case? Contact RSH Engineering to schedule a consultation and get the evidence you need to win!
