Vehicle Accident Investigation & Inspections
RSH Engineering extends its services by conducting comprehensive investigations of vehicular mishaps to evaluate the damage incurred and the corresponding repair and reconstruction expenses. Recent reports indicate that approximately 60 persons annually ram structures across the United States. Such occurrences may yield a mere scratch on the surface or demand minor touch-ups. It is conceivable that the vehicle may have inflicted substantial structural injuries, resulting in sizeable maintenance costs. A prudent approach to this situation is to solicit the expertise of a certified building or home inspector tasked with gauging the extent of harm and formulating corresponding repair plans.
In most cases, individuals are perplexed about navigating such situations. Will insurance policies cover such losses? Is the driver’s automobile insurer liable to shoulder repair costs, or does the homeowner’s policy apply?
RSH Engineering Structural Inspectors and Home Inspectors at your service
If you ever find yourself in such a predicament, do not hesitate to enlist the aid of RSH Engineering. Our home inspectors are certified professionals and well-versed in Texas’ regulations regarding such matters. As a company, we have been offering home inspection services for nearly two decades. Our team comprises highly trained engineers.
After being contacted for a vehicular accident investigation, our home inspector conducts a preliminary inspection before interviewing the property owner and the general contractor. After this, they comprehensively examine the damages sustained by the exterior veneer, structural frame, roof, HVAC, plumbing, insulation, electrical systems, and other pertinent aspects. Our team will document their findings. They note other damages that can affect the structure because of the vehicular impact.
Depending on the damage, our team recommends repairs in line with the most recent building codes of the city. We submit sealed inspection documentation, which you can use for making claims, applying for city permits, or in legal proceedings, which you can present before the court. The documentation contains the repair methodology and details of the shoring techniques employed to secure the structure during reconstruction.
Raising a claim
If an accident causes property damage, the person responsible for the accident is liable for the damages. In the case of a vehicle accident, the vehicle’s driver is typically responsible for paying for any damage they cause. Most auto insurance policies have a property damage clause that covers repair costs up to a specific limit.
If the driver’s insurance policy does not cover the cost of the damage, the homeowner’s insurance policy may cover the remaining amount. Standard homeowner’s insurance policies usually cover damage to the property and damage caused by uninsured drivers.
If the property owner’s vehicle caused the damage, they could claim their auto or homeowner’s insurance policy to cover the repair or reconstruction costs.
RSH Engineering can assist with placing insurance claims and navigating the entire process. Our licensed inspectors are well-versed in the local property regulations and can provide comprehensive inspection reports. We offer home repair and reconstruction services for residential and commercial properties. We know the different requirements for different types of properties and can provide appropriate services, information, and guidance that comply with local rules and regulations.
